Finance, banking & insurance Jobs in Uae Apply Now

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Why Work in the Finance, Banking & Insurance Industry in UAE


1. Strategic Global Financial Hub


2. Tax-Free Income


3. High Earning Potential


4. Diverse & Multicultural Work Environment


5. Innovation & Technology Adoption


6. Regulatory Strength and Stability


7. Career Development & Global Exposure


8. Quality of Life


9. Growth in Islamic Finance & Takaful


10. Visionary Government Support


Finance, Banking & Insurance Job Market in UAE for International Candidates


Current Market Overview

1. High Demand for Skilled Talent

Many UAE-based institutions prefer international candidates with:


2. Key Cities for Opportunities


Why the UAE is Attractive for International Candidates

Tax-Free Salaries

Multicultural Environment

Ease of Relocation


Trends & Shifts in Hiring

Digital Finance & Fintech Growth

Islamic Finance Expansion

ESG & Sustainable Finance


Top Employers Hiring International Talent

Banks & Financial Institutions

Insurance Companies

Investment & Wealth Management

Fintech Startups & Digital Banks


Tips for International Applicants

  1. Tailor Your CV to highlight international exposure, certifications, and digital/technical skills.

  2. Leverage LinkedIn and UAE job platforms like Bayt, GulfTalent, and Naukrigulf.

  3. Consider certifications that are recognized in the UAE (CFA, ACCA, CPA, CII).

  4. Be ready for hybrid/virtual interviews and case assessments.

  5. Know the value of Arabic language skills—not mandatory, but helpful in client-facing roles.


Types of Finance, Banking & Insurance Jobs in UAE


I. Finance Jobs in the UAE

1. Financial Analyst / Planning & Analysis (FP&A)

2. Corporate Finance

3. Investment Analyst / Fund Manager

4. Internal Auditor / Risk Analyst

5. Chief Financial Officer (CFO) / Finance Director


II. Banking Jobs in the UAE

1. Retail Banking

2. Corporate / Commercial Banking

3. Investment Banking

4. Private Banking / Wealth Management

5. Risk & Compliance

6. Digital & Fintech Banking


III. Insurance Jobs in the UAE

1. Underwriting

2. Actuarial Roles

3. Claims & Risk Management

4. Sales & Business Development

5. Operations & Compliance


IV. Specialized & Emerging Roles

🌐 Islamic Finance Roles

📊 ESG & Sustainable Finance

🤖 Fintech Roles


Average Salary of Top 20 Job Profile of Finance, Banking & Insurance Industry in UAE
 

Job Title

Salary (AED)

Salary (USD)

Salary (INR)

Chief Financial Officer (CFO)

75,000

20,450

1,687,500

Investment Banker

55,000

14,990

1,237,500

Finance Director

50,000

13,620

1,125,000

Portfolio / Wealth Manager

45,000

12,260

1,012,500

Actuary

40,000

10,900

900,000

Corporate Finance Manager

38,000

10,350

855,000

Risk & Compliance Manager

36,000

9,800

810,000

Financial Controller

35,000

9,540

787,500

Credit Risk Analyst

30,000

8,180

675,000

Senior Financial Analyst (FP&A)

28,000

7,630

630,000

Internal Auditor

27,000

7,360

607,500

Relationship Manager (Corporate)

26,000

7,080

585,000

Treasury Manager

25,000

6,810

562,500

Islamic Finance Specialist

24,000

6,540

540,000

Claims Manager (Insurance)

23,000

6,270

517,500

Underwriter

22,000

6,000

495,000

Bancassurance Manager

20,000

5,450

450,000

Fintech Product Manager

20,000

5,450

450,000

Financial Advisor / Planner

18,000

4,900

405,000

Junior Analyst / Associate (Entry)

12,000

3,270

270,000


Job Eligibility to Work in Finance, Banking & Insurance Industry in UAE for International Job Applicants.


1. Educational Qualifications


2. Professional Certifications (Highly Valued)

While not mandatory for all roles, these international certifications significantly improve your chances:

Area

Recommended Certifications

Finance / Investment

CFA, CPA, ACCA, CMA

Banking

CBP (Certified Banking Professional), FRM

Insurance

CII (UK), ANZIIF, CPCU (US)

Compliance & Risk

CAMS (Anti-Money Laundering), CRMA, CIA

Islamic Finance

CIFE, CSAA (AAOIFI), IFQ

Fintech / Digital

Certifications in blockchain, data analytics, AI


3. Work Experience


4. Visa & Work Permit Requirements

🔍 Important: You cannot legally work on a tourist visa.


5. Background & Compliance Checks


6. Language & Communication Skills


7. Cultural & Regulatory Awareness


8. Technology & Digital Skills


9. Soft Skills Sought After


Who May Face Challenges


How to Increase Eligibility & Employability


General Roles and Responsibilities in Finance, Banking & Insurance Jobs in UAE with 20 Job Profiles
 

Job Title

General Roles & Responsibilities

1. Financial Analyst

Analyze financial data, forecast trends, support budgeting, and advise on financial planning.

2. Investment Banker

Advise clients on mergers, acquisitions, fundraising, and conduct financial modeling.

3. Finance Manager

Oversee budgeting, reporting, and financial strategy; ensure compliance with local laws.

4. Financial Controller

Manage accounting operations, ensure regulatory compliance, and support audits and financial reports.

5. CFO (Chief Financial Officer)

Lead the company’s financial planning, risk management, and strategic investment decisions.

6. Internal Auditor

Evaluate internal controls, audit financial statements, and recommend risk mitigation strategies.

7. Risk Manager

Identify and manage financial and operational risks; ensure regulatory compliance.

8. Compliance Officer

Ensure adherence to laws, regulatory requirements, and internal policies, especially AML/KYC.

9. Credit Analyst

Assess creditworthiness of clients, analyze financial data, and recommend loan approvals or rejections.

10. Corporate Relationship Manager

Manage relationships with corporate clients, offer banking solutions, and grow client portfolios.

11. Retail Banking Officer

Assist individuals with accounts, loans, credit cards, and banking products at branches.

12. Treasury Manager

Manage cash flow, liquidity, investments, and banking relationships.

13. Wealth / Portfolio Manager

Manage high-net-worth individual (HNWI) portfolios, provide investment advice, and maximize ROI.

14. Actuary

Use statistics to calculate insurance risks and premiums; build pricing and reserve models.

15. Underwriter (Insurance)

Evaluate insurance applications, determine coverage, and set premium rates based on risk.

16. Claims Manager

Oversee insurance claims processing, validate documentation, and ensure timely settlements.

17. Insurance Sales Manager

Lead a team to sell insurance products, achieve sales targets, and develop client relationships.

18. Islamic Finance Specialist

Develop and manage Sharia-compliant financial products; ensure alignment with Islamic law.

19. Fintech Product Manager

Design and oversee development of digital finance solutions; liaise with tech and business teams.

20. ESG Analyst (Sustainable Finance)

Assess environmental, social, and governance factors for investment decisions and risk analysis.


General Job Eligibility to work in Finance, Banking & Insurance Industry in UAE with 20 Job Profiles
 

Job Title

Minimum Education

Experience (Years)

Preferred Certifications

1. Financial Analyst

B.Com / BBA / BSc Finance

2–5

CFA (Level 1+), FMVA

2. Investment Banker

BBA / MBA / Finance

3–6

CFA, CA, MBA (Finance)

3. Finance Manager

B.Com / MBA / CA

5–8

CA, CMA, CPA

4. Financial Controller

CA / CPA / ACCA

7–10

CPA, ACCA, IFRS

5. CFO

CA / CPA / MBA

10–15

CPA, CMA, CFA

6. Internal Auditor

B.Com / BBA / MBA

3–6

CIA, ACCA, CA

7. Risk Manager

BBA / MBA / Finance

5–8

FRM, PRM, CFA

8. Compliance Officer

Law / Finance / Economics

4–7

CAMS, CRCMP, ICA

9. Credit Analyst

BBA / B.Com / Finance

2–5

CFA (Level 1+), Credit Risk Cert

10. Relationship Manager (Corporate)

BBA / MBA / Finance

3–6

Relationship Mgmt Training, MBA

11. Retail Banking Officer

Any Degree (Commerce Preferred)

1–3

CBP, Sales Certifications

12. Treasury Manager

B.Com / MBA / Finance

5–8

ACT, CFA, Treasury Certs

13. Wealth / Portfolio Manager

BBA / Finance / MBA

4–7

CFA, CFP, Wealth Mgmt Certification

14. Actuary

BSc Math / Actuarial Science

3–6

SOA, IFoA, IAI

15. Underwriter

Insurance / Business Degree

2–5

CII (UK), ANZIIF, CPCU

16. Claims Manager

Insurance / Law / Business

3–6

CII, Claims Mgmt Training

17. Insurance Sales Manager

Any Degree

3–6

IRDA, CII, Sales Training

18. Islamic Finance Specialist

Finance / Islamic Banking

3–5

CIFE, CSAA (AAOIFI), IFQ

19. Fintech Product Manager

Tech / Business / MBA

4–8

PMP, Scrum, Fintech Certifications

20. ESG Analyst

Finance / Sustainability

3–5

CFA ESG, SASB, GRI Certifications


Experience Required to work in Finance, Banking & Insurance Industry in UAE


General Experience Requirements by Role Level

Level

Experience Needed

Typical Job Titles

Entry-Level

0–2 years

Analyst, Junior Accountant, Banking Assistant, Claims Processor

Mid-Level

3–6 years

Financial Analyst, Relationship Manager, Risk Officer, Underwriter

Senior-Level

6–10 years

Finance Manager, Internal Auditor, Compliance Manager, Treasury Manager

Executive-Level

10+ years

CFO, Finance Director, Head of Risk, Head of Compliance, Chief Actuary


Experience Requirements by Job Category

🏦 Banking Roles

Job Title

Required Experience

Retail Banking Officer

1–3 years

Corporate Relationship Manager

3–6 years

Investment Banker

3–7 years

Private / Wealth Manager

4–7 years

Credit Risk Analyst

2–5 years

Compliance Officer (Banking)

4–7 years


Finance & Accounting Roles

Job Title

Required Experience

Financial Analyst (FP&A)

2–4 years

Internal Auditor

3–5 years

Finance Manager

5–8 years

Financial Controller

6–10 years

CFO

10+ years

Treasury Manager

5–8 years


Insurance Roles

Job Title

Required Experience

Insurance Underwriter

2–5 years

Claims Manager

3–6 years

Actuary

3–6 years

Insurance Sales Manager

3–6 years


Specialized & Emerging Roles

Job Title

Required Experience

Fintech Product Manager

4–8 years

Islamic Finance Specialist

3–5 years

ESG Analyst

3–5 years

Risk & Compliance Manager

5–8 years


Top Hiring Companies in UAE of International Candidates in Finance, Banking & Insurance Industry


Top Banks in UAE Hiring International Talent

Bank Name

Focus Areas

Notes

Emirates NBD

Retail, Corporate, Investment, Islamic Banking

Frequently hires expats; headquartered in Dubai

First Abu Dhabi Bank (FAB)

Corporate & Investment Banking, Treasury

Largest UAE bank; strong international footprint

Mashreq Bank

Retail, Corporate, Digital Banking

Known for fintech innovation and hiring foreign professionals

HSBC Middle East

Global Banking, Wealth Management, Trade Finance

International work culture, strong compliance focus

Standard Chartered UAE

Retail, Corporate, Islamic Banking

Welcomes professionals with global banking experience

Citi UAE

Investment & Corporate Banking

Hires analysts to senior leaders from global talent pools

Dubai Islamic Bank

Islamic Retail & Corporate Banking

Leading Islamic bank; hires Sharia and Islamic finance specialists


Top Finance & Investment Institutions

Institution

Specialization

Notes

Mubadala Investment Company

Sovereign Wealth Fund, Private Equity

Government-backed; excellent for finance and investment roles

Abu Dhabi Investment Authority (ADIA)

Sovereign Wealth Fund

One of the largest SWFs globally; values international experience

Shuaa Capital

Investment Banking, Asset Management

Leading regional investment firm; hires globally

Dubai Investments

Private Equity, Strategic Investments

Operates across multiple sectors

Gulf Capital

Private Equity, Credit

Focuses on regional investments; based in Abu Dhabi


Top Insurance Companies in UAE

Insurance Provider

Focus Areas

Notes

AXA Gulf / GIG Gulf

General, Health, Life Insurance

MNC; prefers candidates with global insurance experience

Orient Insurance (Al-Futtaim Group)

General Insurance

One of the largest UAE insurers; competitive expat hiring

Oman Insurance Company (Sukoon)

Health, Life, Takaful

Active in digital transformation

MetLife Gulf

Life, Health Insurance

US-based; strong brand in UAE

Zurich Middle East

Corporate & Individual Insurance

Swiss insurer; values experience with global compliance

Allianz Middle East

Commercial Insurance, Health

Recruits multilingual, multi-market professionals


Top Fintech & Digital Banking Companies

Company Name

Specialization

Notes

Wio Bank

Digital-only bank (Abu Dhabi)

UAE’s first platform bank; rapidly expanding fintech teams

Liv. by Emirates NBD

Digital Retail Banking

Fast-growing digital bank targeting young professionals

YAP

Digital Banking Platform

Focus on mobile-first experiences; fintech-driven culture

Tabby

BNPL (Buy Now Pay Later) Fintech

Expanding rapidly; hires engineers, analysts, and finance professionals

Sarwa

Robo-advisory / Investment App

Startup culture; looking for CFA/tech hybrid talent


Top Free Zones Hosting Financial Employers

Free Zone

Why It Matters

Dubai International Financial Centre (DIFC)

Home to 500+ financial firms including MNCs

Abu Dhabi Global Market (ADGM)

Center for investment banks, fintechs, and funds

Dubai Silicon Oasis (DSO)

Attracts startups and fintech innovators


Why These Companies Hire International Candidates


Finance, Banking & Insurance Jobs in UAE, Job Profiles with Salary, Job Requirements, Top Hiring Companies, General Roles and Responsibilities
 

Job Profile

Avg. Salary (AED / USD / INR)

Requirements

Top Hiring Companies

General Roles & Responsibilities

Financial Analyst

28,000 / 7,630 / ₹630K

BBA/B.Com, 2–4 yrs, CFA (L1+), FMVA

Emirates NBD, HSBC, Dubai Investments

Financial planning, data analysis, budgeting, variance reporting

Investment Banker

55,000 / 14,990 / ₹1.24M

MBA/Finance, 3–6 yrs, CFA, CA

FAB, Citi, Shuaa Capital

M&A advisory, financial modeling, deal structuring, capital raising

Finance Manager

38,000 / 10,350 / ₹855K

B.Com + CA/CPA, 5–8 yrs

Mashreq, ADIA, Dubai Investments

Manage budgets, financial reporting, cash flow, audits

Internal Auditor

27,000 / 7,360 / ₹607K

BBA/CA/ACCA, 3–6 yrs, CIA

Emirates NBD, ADIB, Zurich

Audit planning, risk assessment, internal controls review

CFO

75,000 / 20,450 / ₹1.69M

CA/CPA/MBA, 10–15 yrs

Mubadala, FAB, Mashreq

Strategic financial leadership, investor relations, M&A, regulatory compliance

Risk Manager

36,000 / 9,800 / ₹810K

MBA/Finance, 5–8 yrs, FRM

ADGM, HSBC, Zurich ME

Identify financial risks, regulatory compliance, risk frameworks

Compliance Officer

30,000 / 8,180 / ₹675K

Law/Finance, 4–7 yrs, CAMS, ICA

Standard Chartered, Citi, GIG Gulf

AML, KYC, FATCA compliance, internal policy enforcement

Credit Analyst

30,000 / 8,180 / ₹675K

BBA/Finance, 2–5 yrs, CFA (L1+), credit cert

FAB, Emirates NBD, Mashreq

Creditworthiness analysis, loan assessment, risk scoring

Corporate RM

26,000 / 7,080 / ₹585K

MBA/BBA, 3–6 yrs, Relationship Mgmt courses

Standard Chartered, HSBC, Emirates NBD

Manage corporate clients, provide banking solutions, grow portfolio

Retail Banking Officer

18,000 / 4,900 / ₹405K

Any degree, 1–3 yrs, CBP

Emirates NBD, FAB, RAKBANK

Sales of personal banking products, customer service

Treasury Manager

25,000 / 6,810 / ₹562K

MBA/CA, 5–8 yrs, ACT, CFA

ADIA, Mubadala, HSBC

Cash & liquidity management, FX hedging, investment strategy

Portfolio/Wealth Manager

45,000 / 12,260 / ₹1.01M

CFA/MBA, 4–7 yrs

Sarwa, Citi, Emirates NBD

Manage HNWI portfolios, advise on investments, asset allocation

Actuary

40,000 / 10,900 / ₹900K

BSc Actuarial Science, 3–6 yrs, SOA/IFoA/IAI

Zurich, MetLife, AXA

Premium calculations, risk modeling, forecasting

Underwriter

22,000 / 6,000 / ₹495K

Insurance/Business Degree, 2–5 yrs, CII, ANZIIF

Oman Insurance, Orient, GIG Gulf

Risk evaluation, policy pricing, approval/rejection of insurance applications

Claims Manager

23,000 / 6,270 / ₹517K

Law/Insurance, 3–6 yrs, CII

MetLife, AXA, Zurich

Assess and process insurance claims, fraud detection, claim settlement

Insurance Sales Manager

20,000 / 5,450 / ₹450K

Any degree, 3–6 yrs, IRDA/CII

AXA, Orient, GIG Gulf

Lead sales team, target achievement, product training

Islamic Finance Specialist

24,000 / 6,540 / ₹540K

Finance/Islamic Banking, 3–5 yrs, CIFE, CSAA

Dubai Islamic Bank, ADIB, Emirates Islamic

Develop Sharia-compliant products, liaise with Sharia board

Fintech Product Manager

20,000 / 5,450 / ₹450K

Tech/Business, 4–8 yrs, Scrum, PMP

Liv., YAP, Wio Bank

Oversee digital banking products, user experience, fintech integration

ESG Analyst

22,000 / 6,000 / ₹495K

Finance/Sustainability, 3–5 yrs, CFA ESG, GRI

Mubadala, Sarwa, FAB

Evaluate ESG metrics, sustainability analysis for investments

Junior Analyst

12,000 / 3,270 / ₹270K

BBA/Finance, 0–2 yrs

Citi, HSBC, Emirates NBD

Assist in data analysis, reporting, financial modeling


Visa Options for Finance, Banking & Insurance Jobs in UAE
 

Visa Type

Eligibility

Validity

Key Benefits

Ideal For

Employment Visa (Work Visa)

Job offer from UAE-licensed company (sponsor required)

2–3 years (renewable)

Legal right to live and work in UAE, dependent sponsorship allowed

Most professionals in FBI jobs (bankers, analysts, auditors)

Golden Visa (10-Year Visa)

High-level professionals (e.g. CFA/CPA/PhD), investors, executives

10 years

No employer sponsorship needed, long-term residence, family sponsorship

CFOs, Finance Directors, Investment Experts, Actuaries

Green Visa

Skilled workers with minimum salary (AED 15K+), freelancers, consultants

5 years

No sponsor needed, can sponsor family, flexible job changes

Freelance consultants, Risk & Compliance Advisors, Fintech experts

Freelance Visa(Free Zones)

Freelance professionals with license from a Free Zone (e.g. DIFC, ADGM)

1–2 years

Work independently, apply for multiple projects/contracts

Financial consultants, auditors, trainers, freelance actuaries

Investor/Partner Visa

Ownership in a UAE business or startup

2–3 years

Business flexibility, family sponsorship, tax benefits

Owners of advisory firms, insurance brokers, fintech startups

Remote Work Visa

Remote worker with foreign employment earning $3,500+ per month

1 year (renewable)

Live in UAE while working remotely for a foreign employer

Remote-based finance or risk professionals, digital finance consultants

Internship/Training Visa

Sponsored by company for training/internship (usually students)

6 months – 1 year

Entry-level experience, pathway to full-time role

Fresh graduates, entry-level finance or banking interns

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